An automated external defibrillator (AED) is a medical device used to treat victims who experience sudden cardiac arrest. It is designed to detect an abnormal heart rhythm and, if needed, send an electric shock to the heart to correct that rhythm.
AEDs are becoming commonplace in many bank locations because:
Before you purchase an AED, there are a few things to consider:
The federal Cardiac Arrest Survival Act, signed into law in 2000, was implemented to expand the use of AEDs in public areas and provide limited immunity from civil liability to a person who uses or attempts to use an AED on a victim of a perceived medical emergency. Also, all 50 states now include AED usage as part of their Good Samaritan laws. The laws vary by state, but generally protect a bystander from civil liability for voluntarily aiding someone who is injured or ill in an emergency. A link to specific state laws is located at: http://www.ncsl.org/research/health/laws-on-cardiac-arrest-and-defibrillators-aeds.aspx
The decision to put an AED your bank can be complex, and will require additional policies and procedures to be created across the entire organization. As with any new endeavor, you should consult with your insurance agent before leasing or purchasing an AED.
This article is provided for general informational purposes only and does not constitute legal or risk management advice. Readers should consult their own counsel for such advice.